New Capital gains tax, it’s likely not a problem…. #capitalgains #primaryresidence

Yes the #dadjokesdaily is back

This is bridge financing in 4 minutes

Listings are up but are sales following? #realestatetips

Biggest hint to date from Macklem! #interestrates

As of June 25, $250k plus of capital gains means more tax. How will that affect you? #capitalgains

Q4 predicted to explode in GTA housing #torontorealestate

Our #yeticoolers referral rewards are back. Simply refer a mortgage customer and pick your prize

60% say they need a 2nd job to afford a house. Here’s why that could be an issue… #downpayment #realestatetips

Yes mortgage fraud is up 53%…..

TD says rate cuts in July…..

New peak home prices by 2026!

HUGE changes to #airbnb in Toronto #torontorental #torontorealestate

Why it’s NOT always a good idea to pay down your mortgage…. #compoundinterest

.75% rate cut is coming?

2.99 or 3.99% mortgages? Not so fast…

Is the new 30yr mortgage for first time buyers a big deal or a flop?

Bank of Canada holds prime at 7.2% Too much activity south of the border to cut yet and with the labour market softening we may still see a rate cut in June.

Mortgage delinquencies up 135% #realestatetips

YETI rewards are hear Simply send us a referral that we sign and you get a YETI reward #yeticoolers

Will Ontario lose $350m in housing funding from Feds? #housingmarket #torontorealestate

Renewals have never been more important than this year! Rates are up, so negotiate now. Plus FREE YETI gear for referrals

Why aren’t more homes being built? #ontariohousingmarket

Renters can now use their rent towards a mortgage credit score . Is this a good thing?

Many people moved to greater Hamilton for affordability, is the tank running dry? Should you buy now or wait? #hamiltonrealestate #gtarealestate

YETI referral rewards program! Simply refer a friend, client or family member and when they sign a mortgage YOU get a YETI reward #yetimug #yetibags

The Fed said to expect 3 interest rate cuts in 2024 #interestrate

Shocking and surprisingly, housing prices are up in GTA and Oakville is leading the charge! #oakvillerealestate

Be sure you know the state of your condos finances before buying #condotips

Our new yeti rewards program is simple. Refer a signed mortgage to us, and you get a free yeti item.

Prices are down , is now the time to buy your house? #realestatelife

Sad and troubling news about the New Home Buyers incentive program…. #burlingtonrealestate #burlingtonrealestateagent

We are blushing 😊

Your referrals earn @yeti rewards #mortgagereferral

YETI referral rewards??? Ya we got you covered DM us for details #rewardsprogram #yeticoolers

High rent = No Love ? #lovelife❤️ #risingrents

Believe it or not you need to re-quality when you buy a new home even if it’s cheaper!!!! #mortgagetips #mortgagequestions

“Interest rates won’t fix the supply problem” says Tiff Macklem Is he right? What do you think?

Strong population growth equals massive increase in rent?! Who would have thought? #rentalproperties

97% chance of June Rate Cut 🎉 #ratecut #variablemortgages

Did you know? Cheaper mortgage rates exist for people who bought without CMHC insurance

10% increase in mortgage demand 💪 #mortgagetips #newhomeconstruction

AI will have a part in your next mortgage renewal, but can it do everything? Would you trust AI with your mortgage?

Your bank wants to trick you Here’s why #bankrate #firsthomebuyer

#bankofcanada keeps@it rate steady for fourth time in a row as “inflation is still too high “ #inflation

Must know mortgage renewal tips for 2024 #mortgagerenewal #homebuyertips

Here are 3 important numbers for 2024! With a little help from The Count #housingmarket #mortgagebroker #realestateagent

USA #singlefamilyhouse construction is up 18% month over month. This is great news for motivating the same in Canada’s construction sector #housingdesign

@desjardinscoop predicts 1.5% drop in prime #interestratedrop

Yes you heard it here 4.94% is out there! #lowinterestrates #torontohomes

The Bank of Canada has been dropping “hints” if you read between the lines…. #housingmarket #mortgagetips

Interest rates are dropping! It’s just a matter of how much? These experts are saying as much as 2% drop in Prime!! #interestrates #ontariorealestate

Housing Prices are up! That is great news! #housingprices #ontariohousingmarket

How can you make that monthly budget work when your mortgage renews this year? A bank might be able to save you a hundred or two but we can restructure to make sure you have the cash flow you need to live life right. #mortgagerenewal #monthlybudget

Hedge funds and real estate?! Yup, it’s a HUGE issue and the Dems want to do something about it. Would you want investment firms owning 40% of Canadian homes? #hedgefunds #homeinvestment

Is it time to renew your mortgage? What about early renewal offers from your bank? Don’t fall for some common pitfalls we often see. #mortgagerenewal #firsthomebuyers

Monday mortgage minute: Will rates ever comes down to 3%? Maybe…. #lowinterestrates

Bond yields are at a two month low which means mortgage rates could be heading down sooner than you think! What month do you think we will see the first rate drops? #mortgagetips #variablerate

Houses will be built! What do you think of this plan to get the housing market moving? #housingmarket #newhomes

Ready for some Math? No of course you aren’t but let’s compare 1987 to now and see what history is telling us. #homebuying #taxfreeincome

As expected! Are we going to see a new trend in the new year? Will rates drop? #interestrate #bankofcanada

Is now a good time for renovations? Wait times are down. Raw materials aren’t as expensive. But should you put out the 💵 now??!! #homerenovationideas #basementapartment

Will AI pick your next house for you? There is a pretty decent chance yes! #airealestate #virtualrealestate

Toronto home prices just got more affordable!!! #sortof Watch this to see why you got $5k in the bank 🏦 #housingaffordability #cheaphomes #torontohomes

New finance and mortgage rules??!! Are they new??? 🤔 #financetips #mortgagerules

Did you win the home lottery? Well if you have a single detached home in the GTA you’re gonna wanna listen to this! #singledetached #homeownershipgoals

HUGE AIRBNB CHANGES! If you own or know someone that runs an Airbnb they need to know this info about new tax changes #airbnb #shorttermrental #rentalunit

A huge announcement against Air BNB owners and short term rentals. The government has essentially turned many of these short turn rentals now into long term as the tax breaks are now gone. #airbnbhomes #airbnbexperiences

So are we in a buyers market? Is supply out weighing demand? If so how did we get here? Betcha we surprise ya with this one… #buyersmarket #housingsupply #realestatelistings

Toronto rental #housingconstruction in now down for the 9th quarter in a row. Could #taxincentives or #condoliving conversions from office buildings be the answer? #housingsupply #housingshortage

Highest interest rates in over a decade?! Yep it’s time to buy rental properties 🫵 Sounds like a bad joke but the short term pain provides long term gain. #rentalproperties #rentalhome #rentalhousing

Do we still need the mortgage stress test? At one point it was worthwhile but nah not so much anymore… #mortgagestresstest #oakvillerealtors

I’ll be sharing some exciting news about potential rate cuts and decreasing bond yields. The Bank of Canada is considering cutting rates, which could have a positive impact on the market. Additionally, bond yields have been trending downwards, leading to decreased fixed interest rates. If you’re considering a mortgage, I recommend considering a variable mortgage to take advantage of potential rate decreases

Toronto Floats “City-Led Development Model” To Deliver More Affordable Housing. We think this will work perfectly, on time and on budget 🤔😂 #housingcrisis #torontorealestate

Monday Mortgage Minutes every Monday 11am EST - todays topic is home improvements and how to get paid back for your home improvements by your mortgage

Is this a 5% pause by the #bankofcanada ? Is the damage already done? #ontariorealestate

Have you ever heard of the 20/30/3 Rule? Let’s dive into it and see if it’s realistic for todays real estate market. #mortgagerules #housefinancing #ontariorealestate

The GTA has a condo problem….essentially too many! The way we see it, that’s a HUGE opportunity for investors and homeowners. #investmentrealestate #condolife

“Only lower interest rates can revive Canada’s housing market” This statement can make many people worried, as they believe the only way to get into the market is to wait for rates to drop… We have some very good data to support other scenarios that bring about a healthier housing market. Are you going to wait it out? #housinginventory #interestrates #prescribedburn #housingsupply

It is sometimes difficult to see what is the best financial decision to make with your home. The market can play crazy games and of course interest rates tell another story. We believe there are multiple solutions to just about any situation that you may find yourself in. Let’s review some together #basementapartment #homeappreciation #marketbubble

Before we read just the headlines, let’s dig into the #realestatefacts and make some deductions. Things aren’t that bad at all, in fact they’re up in terms of year over year sales volume. Be sure to think macro because we are all in this for the long term. #realestatenews #realestatetips #mortgagetips

With record interest rates and (believe it or not) the threat of another interest rate hike 😱 Here are some savvy solutions to keep your monthly payment down and maintain cash flow #ontariohousingmarket #mortgagesontario #mortgagesolutions

Let’s say you’ve had a job loss, or your purchasing power has drastically been reduced due to a myriad of factors. We have many interim solutions that are outside of what the traditional banks can offer to get you back on your feet. #purchasingpower #realestateinfluencer #refinancemortgage

We need some on the ground feedback. What are you seeing happen right now with the GTA market? #buyersmarket #sellersmarket

A question we get asked a lot is “what is more important? A lower interest rate or monthly payment?” Well the answer may surprise you!! #monthlypayment #lowerinterestrates

A question that is always present in the real estate market but now more important than ever! Should I buy now with interest rates slightly higher or wait and hope they come down? Let’s jump in and sort this one out #mortgagebrokers #mortgagelife #newhomeowner #privatelender #realestateinvestors

Will the government build 1.5 million homes by 2030? The math isn’t looking good. So should you buy now or wait ? #housingmarket #housingtrends #ontariohousingmarket

It is important to get into the housing market at any age. Whether with a friend or family members as co-owners if that’s your way in. Investing in your home and building equity will always be a smart way to manage your finances. #multifamilyinvesting #multifamilyrealestate #mortgagetips

Did you ever think that the price of gas would have a huge and direct impact on your mortgage? Believe it or not we still live in an oil based economy , tell us your reasons why you think inflation is still NOT under control. 600 plus 5⭐️ Google reviews #mortgagebrokers #mortgagelife #newhomeowner #privatelender #realestateinvestors #fivestarreview #viralmortgage

In a recent interview just last week we heard “Interest rates are likely to come down next year. We have lots of room to manage a soft landing here and we expect that to happen.” Royal Bank of Canada chief executive Dave McKay said, allowing for the lender’s customers to avoid major pain when the majority of its mortgage book reprices in 2025 and 2026.

We hope you enjoyed it as much as our team did

OK this may sound completely nuts but believe me you know somebody with a 90 year mortgage right now that’s right 90 years. We want to figure out a way to help them. Perhaps some friendly advice? We got just what you asked for. 600 plus 5⭐️ Google reviews #mortgagebrokers #mortgagelife #newhomeowner #privatelender #realestateinvestors #fivestarreview #viralmortgage

Did you ever imagine that 100 year amortization on your mortgage could be possible? It’s already here for many. What would you suggest we do?! 600 plus 5⭐️ Google reviews #mortgagebrokers #mortgagelife #newhomeowner #privatelender #realestateinvestors #fivestarreview

This is a sticky issue with many considering the lack of housing in many parts of Canada. Others believe housing is a safe investment versus other options. What’s your take?

In a move that many hoped for the BOC maintains interest rate at 5% #bankofcanada #mortgagerates

Canadians are “stressed” about their mortgages and finances. But it’s not all doom and gloom. Talk about it home and then contact us 600 plus 5⭐️ Google reviews #mortgagebrokers #mortgagelife #newhomeowner #privatelender #realestateinvestors #fivestarreview

“Canada’s economy unexpectedly contracts in second quarter, setting up next week’s BoC rate decision.” Was this really unexpected? Are we going to enter a period of #stagflation ? Is this the end of interest rate hikes? What do you think will happen next week when the BOC reports later this week? Tell us your theory below ⬇️

Over 1/3 of Canadians regret their current mortgage situation!! Do you know anyone in this position? Have a listen and maybe it’ll help. Or give us your advice ⬇️ 600 plus 5⭐️ Google reviews #mortgagebrokers #mortgagelife #newhomeowner #privatelender #realestateinvestors #fivestarreview

They’re all amazing but your taste is just that, yours. So pick what you love and let us help you get a great deal #mortgagetips

Our episodes dig into many topics, but most importantly we will help your money to work #smarternotharder #realestateoakville #mortgagebrokers