Mortgage Broker Milton

Loewen Group, a mortgage broker in Milton, aided several homeowners in acquiring the perfect house loan, whether it's your first home, family home, or investment property. We include articles and educational videos on our website so you may remain current on mortgage trends.

As mortgage brokers in Milton, we are experts in securing financing from many banks to guarantee the greatest rate on house loans, and we also handle all the paperwork for our clients. Helping homeowners obtain the property we want is our aim. Let's dive deep into services that you can benefit from.

Private Mortgage Lenders in Milton

Applications from non-traditional lenders are frequently denied for various reasons, including non-traditional investments, low credit ratings, and unorthodox jobs. Conversely, private mortgage lenders have a lower rejection rate and a quicker, easier application procedure. Up to 90% of the amount of home equity can be obtained from private lenders, who place more emphasis on collateral than credit history.

However, private mortgages have disadvantages, including higher interest rates and shorter payment schedules. Having an exit strategy in place is crucial to avoiding these consequences. A mortgage broker can assist you in exploring your alternatives with both traditional and private lenders and in creating an effective exit strategy that is customized for your circumstances. We are pleased to assist you in examining your alternatives with each lender.

Debt Consolidation Services

Consolidating debt into a single new loan with a single monthly payment can streamline financial responsibilities, quicken payback, and result in interest cost savings. But it can result in more debt and frequently needs strong credit.

There are two categories of debt consolidation: loan-based consolidation and debt relief programs. We can assist you in resolving unsecured debts, including shop cards, credit card debt, tax debt, payday loans, medical bills, and school loans. Secured loans have a more stringent application procedure that must be completed fully before the collateral is issued.

First-Time Home Buyer Assistance in Milton

For many people, owning a house is a dream come true, but it demands a large financial commitment. If you are in the pool of first time home buyer Milton, you may find that we can afford a mortgage, but getting approved for one might be difficult. First-time homebuyers may rely on our team of knowledgeable brokers to assist them in locating the best mortgage offer and terms. We are useful in determining the home-to-value ratio, which is important when buying a house. It is advised against taking on a mortgage that exceeds 40% of your salary.

Monthly housing costs should be at most 32% of your take-home pay after taxes and maintenance are deducted. We provide a variety of financing alternatives, professional mortgage services, and the First Time Home Buyer Tax Credit. Our licensed brokers assist in choosing a house that you can afford by taking into account your income and overall cost. We also help with pre-approval and analyze mortgage terms.

Our Mortgage Broker Services

Purchase Financing

Secure your dream home with our tailored mortgage solutions.

First-Time Home Buying

Navigate the path to homeownership seamlessly with our expert guidance.

Mortgage Refinancing

Optimize your mortgage with refinancing solutions designed for your unique needs.

Self-Employment Strategy

Tailored mortgage options for the self-employed, ensuring financial flexibility.

Exploring Private Mortgages in Milton

Milton, a community close to Toronto, is drawing interest from private mortgage lenders because of its robust economy, rapid population expansion, and dedication to infrastructure. Due to its higher population and up to 75% Loan to Value (LTV) ratio, the city is a desirable investment for private lenders.

Private lenders consider variables other than credit ratings when offering solutions to meet customized demands, such as specific payback durations or types of property. We serve a variety of financial needs, including those related to real estate investing. To expedite the process of becoming property owners and boost the local economy, borrowers who may not receive approval from regular banks might apply to private lenders for speedy approval. Private lenders do, however, have some hazards, which are covered in the section below this one.

Even for less-than-perfect credit, Loewen Group specializes in assisting property owners in being accepted for private mortgages. Our network of lenders helps borrowers find the best solution for their circumstances. Getting a private mortgage might be a terrific way to improve your house, gain extra money, or rebuild your credit.

Get in touch with us right now to discuss your choices and learn more about how we can assist you in being granted a Milton private mortgage.